定向募集    raising funds from targeted sources

合理预期    rational expectation

实际有效汇率    real effective exchange rate

不动产    real estate

房地产投资    real estate investment

城乡居民收入增长超过物价涨幅    real growth in household income

实时    real time

实现利润    realized profit

景气回升    recovery in business activity

销货款回笼    reflow of corporate sales income to the banking system

改革试点    reform experimentation

地区差别    regional disparity

注册资本    registered capital

寻租    rent seeking

重置成本    replacement cost

存款准备金    required reserves

法定准备金    required reserves;reserve requirement

在国际金融机构储备头寸    reserve position in international financial institutions

重组计划    restructuring plan

零售物价指数    retail price index (RPI)

整顿    retrenchment;consolidation

资产利润率    return on assets (ROA)

资本利润率    return on capital

权益回报率    returns on equity (ROE)

增收节支措施    revenue-enhancing and expenditure control measures

倒逼机制    reversed transmission of the pressure for easing monetary condition

信贷规模考核    review the compliance with credit ceilings

风险意识    risk awareness

风险暴露（风险敞口）    risk exposure

风险管理    risk management

风险资本标准    risk-based capital standard

风险资本比例    risk-weighted capital ratios

法治    rule of law

挤提存款    run on banks

农村信用社    rural credit cooperatives (RCCs)